Well simply the good news is how the COBRA insurance policy coverage had, you still do; you certainly aren’t missing out on anything; but there are certain areas where things get yourself a little a lot better. It’s kind of complicated though. Basically, you invest in your COBRA coverage benefits virtually any year. 5. The health-care reform originally included coverage beyond that; but they couldn’t pass the law with this, and they cut it down just 18 months and months.